When in need of short term financing assistance, a business owner can seek out a cash advance loan. This article talks about the process of business cash advance loan, also known as credit card account receivables factoring or credit card financing.

Building Business Credit with Business Cash Advance

Business cash advance is available for entrepreneurs who have a merchant account or who accept credit card payments. You can use your credit card receivables to obtain cash from a factoring lender. Most lenders offer 80% cash advance from the amount of the receivables submitted. The rest of the funds will be given when the cardholder completes payment.                                    (more…)

Many small business owners today are incorporating VoIP phone systems to enhance their customer service.  If you are planning to subscribe to a small business telephone service, what key features should you look for?

Hosted VoIP or VoIP PBX – Which to Choose?

A hosted VoIP service means a separate company provides the telephone service and other features related to it so there’s no need to hire an IT specialist to help you manage the system.  This type of telephone service is entirely dependent upon your internet connection.

(more…)

In some instances, a business owner must make the decision to give up its current lease location.  Perhaps the business isn’t going as expected and moving to a different location is a better choice.  This article discusses possible options for small business owners who want to discontinue their current office space lease contracts.

(more…)

Prepaid debit cards  have been introduced in the market for quite some time.  To keep up with the competition, different issuers have enhanced it’s features to make them more flexible and user-friendly.  Today, prepaid cards are not just ideal for people with bad credit history.  Even those who do have good credit standing can choose to own a debit card for personal reasons.

In fact, small business owners are beginning to recognize the benefits of using such.  If you are a small business owner, then you should be interested to learn how it can be beneficial for your business.  In this article, let us discuss why debit cards are advantageous for merchants and how you can make the most out of them.

(more…)

A business cash advance is a popular financing option for many small business owners. However, before applying for a business cash advance financing, see to it that you understand how it works and how you can use it to save your business.

How Business Cash Advance Financing Works
There is another name for business cash advance financing – accounts receivables factoring. Based on this term, it’s easy to see that financing can be obtained by submitting accounts receivables invoices to a factoring lender.
Accounts receivables invoices are sales made to customers that are awaiting payment. Merchants often extend 30-day credit to their customers to give them time to pay back their purchases. However, if you have a limited budget, you may need to obtain cash during the thirty-day waiting period. This is where business cash advance or accounts receivables factoring can help you. (more…)